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State Farm® Insurance Agent

Nick Horvath

148 S Washington St
Oxford, MI 48371

Located on M-24 (S Washington St) Just North of the Oxford Plaza on the same side.

Profile photo of a State Farm Agent named: Nick Horvath

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


148 S Washington St
Oxford, MI 48371



Hey there! I'm Nick Horvath, an insurance agent serving the awesome community of Oxford, MI, and the surrounding areas of Oakland County. With over 15 years of experience, I'm passionate about helping individuals and businesses navigate the often confusing world of insurance.

Originally from Flushing, MI, I grew up in a loving family with my parents and three siblings. After finishing high school in '99, I headed to Baker College in Flint, MI, where I dove into the world of drafting and engineering. It was during this time that my interest in insurance started to blossom.

In 2000, I kicked off my career as a team member, working for my father, whom was an agent with a major competitor. That experience gave me valuable insights into the insurance industry and helped me develop crucial skills. Then, in 2005, I joined State Farm as a team member for an agent in East Lansing, MI.

In May of 2016, we opened up our doors as Nick Horvath -State Farm in Lake Orion, MI. Since then, we've grown our agency and have also received various levels of recognition.

Recently, we decided to spice things up and relocate our office to Oxford, MI. This move allows us to better serve our valued customers in the surrounding Oakland County communities. Whether you're in Lake Orion, Metamora, Auburn Hills, Rochester Hills, Dryden, Lakeville, or anywhere else nearby, we've got your back when it comes to sorting through the confusing insurance options.

At our agency, we find true satisfaction in helping folks like you find the auto insurance, home insurance, life insurance, and business insurance that perfectly fits your needs. And hey, we're even backed by the largest insurer in the United States, so you can rest easy knowing you're protected.

To make your life easier, we offer 24/7 assistance through calls, clicks, or texts. Our dedicated team is always here to provide prompt and reliable support whenever you need it.

So, whether you want to swing by our office in person or meet us virtually, we'd love to chat and create a personalized insurance plan just for you. Let's embark on a journey of safeguarding your loved ones and your valuable assets from life's uncertainties.

July 2024

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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At Nick Horvath - State Farm, our mission is to assist individuals and businesses in selecting the most suitable coverages, while providing unparalleled customer service. We aim to match customer needs, with appropriate coverage options, through a systematic process that's designed to help identify gaps in existing insurance policies. We will provide exception value by tailoring a personalized price plan that addresses individual needs and including all possible discounts.

Our team of dedicated and licensed professionals are here to assist you with all of your insurance needs, including your auto, home, life and business insurance! Swing on by the office or give us a call today, for your Personal Price Plan!

Kristin Horvath State Farm Agent Team Member

Kristin Horvath

Insurance Account Representative

Matthew Gerardi State Farm Agent Team Member

Matthew Gerardi

Account Representative

Matthew loves spending time with his amazing wife of over 10 years. In addition to his passion for insurance, he engages in various forms of exercise, including running, cardio, weightlifting, and swimming. Amidst the hustle and bustle of life, he has discovered solace in yoga and meditation. Along with nurturing and caring for his bonsai trees. Finally loves being kind, generous and always looking to make a positive impact on those around him. He can help you with your car insurance.
Sofia Ponton State Farm Agent Team Member

Sofia Ponton

Account Representative

She grew up in Ypsilati with mom, dad and three siblings. Being the youngest, she absorbed a lot of information and insight from them. After high school, she graduated from Xavier University with a degree in communications. Upon graduation, she quickly began her professional career, which led her to her husband. Upon relocating to Oxford, she began her journey helping customers with their auto, home, life and business insurance. Sofia loves to provide exceptional service.
Kaitlyn Engler State Farm Agent Team Member

Kaitlyn Engler

Account Representative

Meet Kaitlyn. A passionate insurance professional since January 2024. With a background in vet care and a degree from The University of Detroit Mercy, Kaitlyn brings empathy to her role, helping folks with their auto, home, life and business insurance needs. Outside of work, she enjoys her country home with horses, cats, and a dog. Kaitlyn loves barrel racing, trail riding, and cherishing time with loved ones. She is committed to positively impacting lives through her dedication and knowledge.