Nick Horvath

Hey there! I'm Nick Horvath, your friendly neighborhood insurance agent serving Oxford, MI, and the surrounding areas of Oakland County. With over 25 years of experience, I'm here to help you navigate the sometimes-confusing world of insurance.

I grew up in Flushing, MI, in a loving family with my parents and three siblings. After finishing high school in '99, I headed to Baker College in Flint, MI, where I originally pursued drafting and engineering. But during my time there, my interest in insurance started to grow.

In 2000, I started my career working with my father, who was an agent with a major competitor. This experience gave me valuable insights into the insurance industry and helped me develop crucial skills. In 2005, I joined State Farm as a team member for an agent in East Lansing, MI.

In May 2016, we opened our doors as Nick Horvath - State Farm in Lake Orion, MI. Since then, our agency has grown, and we've received various levels of recognition. Recently, we decided to shake things up and relocate our office to Oxford, MI. This move allows us to better serve our valued customers in the surrounding Oakland County communities, whether you're in Lake Orion, Metamora, Auburn Hills, Rochester Hills, Dryden, Lakeville, or anywhere nearby.

At our agency, we find true satisfaction in helping folks like you find the perfect auto insurance, home insurance, life insurance, and business insurance to meet your needs. And the greatest part? We're backed by the largest insurer in the United States, so you can know that you're in good hands.

To make your life easier, we offer 24/7 assistance through calls, clicks, or texts. Our dedicated team is always here to provide prompt and reliable support whenever you need it.

Whether you want to swing by our office in person or meet us virtually, we'd love to chat and create a personalized insurance plan just for you. Let's embark on a journey of safeguarding your loved ones and your valuable assets from life's uncertainties.

January 2026